ArisX

India's debt resolution marketplace.

ArisX helps lenders 2x resolution rates on NPA and write-off books, in 8 weeks. New-channel borrowers come on their own to resolve their debt and rebuild their credit score.

2X
Resolution rate
₹1,000 Cr+
Book under resolution
IDFC First BankIARCIntegro FinservReform ARCIDFC First BankIARCIntegro FinservReform ARCIDFC First BankIARCIntegro FinservReform ARCIDFC First BankIARCIntegro FinservReform ARC
IDFC First BankIARCIntegro FinservReform ARCIDFC First BankIARCIntegro FinservReform ARCIDFC First BankIARCIntegro FinservReform ARCIDFC First BankIARCIntegro FinservReform ARC
Problem

The channel is the problem, not the effort.

20%

of write-off accounts ever reach a single live conversation

<5%

recovered in a year, across every legacy channel combined

Call centres
80% never pick up the phone
Reaches 2 in 10 customers
Field agencies
72% accounts are under ₹2L, too small to justify a visit
Reaches 3 in 10 customers

Both depend on the borrower answering. ArisX doesn't.

Solution

Debt Resolution Marketplace

A new channel borrowers come on their own to clear their loan and repair their credit score.

Consumer electronics

Before
After
5X retail demand

Total sales = Retail + Marketplace

Debt resolution

Today
With ArisX
2-3× resolution, where we're headed

Total resolution = Agencies + ArisX

Existing channelMarketplace added (proven)ArisX (where we're headed)
Our results

Recover more from the same portfolio

ArisX adds a new digital channel without replacing any channel you already run. Banks, NBFCs, SFBs and ARCs grow resolution on the book they already have, no vendors, no headcount, your policy throughout.

15%
33%
BeforeWeek 4

Contact rate in 4 weeks

2.2X on a leading ARC's credit-card write-off book, same book, no change to their own channels.

1.2%
2.7%
BeforeWeek 4

Promise-to-pay in 4 weeks

2.25X more borrowers coming back to resolve on their own, not chased into it.

₹0
₹1,000Cr+
BeforeToday

Book under resolution

across four design partners live on the ArisX marketplace today

What lenders get

A channel you don't have to staff or supervise

ArisX adds a new digital channel without replacing any channel you already run. Every offer it makes is your own policy, rendered to one borrower.

01

Omni-bank view

A new way to reach the customer, on top of every channel you already run.

02

Better recovery

Flexible, affordable plans that lift resolution, not just contact rates.

03

Compliant settlement

Every offer fully explainable and audit-ready, by default.

04

Credit awareness

A structural lift to the borrower's bureau file, not a one-time collection.

Enterprise console

Every case, offer, and settlement in one view

Segment a portfolio, launch offers inside your own policy, and watch cases, settlements, and NOCs roll up live.

Customer 360 console

We sit inside your stack, not beside it.

Policy, waiver limits and decision rights stay with you. Your stack feeds in, ArisX runs the middle, the borrower comes out.

Your stack
CMSData lakeBREPolicyApprovalsPayments
ArisX
SegmentationOffersWorkflowsCommsTrackingAudit
Borrower
OfferPlanPayStatusClose
01
Why

A reason to pay

We explain what clearing this does to their bureau file, and start borrowers on a credit-improvement journey they can actually see.

02
How

A plan they can finish

Pre-approved settlement offers built around the borrower's situation. ₹58,000 becomes ₹10,000 a month, lump sum, 3, 6 or 12.

03
Where

One stop, clean close

Every participating loan in one place. Pay digitally, NOC issued immediately, the only place a borrower can actually close anything.

For Borrower

Legacy channels ask when. We answer why, and how

Call centres and field agencies depend on the borrower answering. ArisX doesn't, it builds a reason to pay and a plan to finish, so borrowers come back on their own.

Start with one portfolio

A pilot on a live book, in weeks not quarters. Join the banks, NBFCs, SFBs, and ARCs already growing resolution on the ArisX marketplace.

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